Eesamoosa's Story

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Eesamoosa'sStory
(by Eesamoosa)

About ten years ago I accidentally found out that I had Hep C. I really did not know what that meant at the time. The years have passed by and I really hadnt thought about it much. Within the past two years I have become self employed. Being self employed has its limitations. I no longer had an employer to provide me with health insurance. I found an insurance broker and he began the search for a company who could offer me coverage that I could afford.

Of course when I filled the paperwork out I did not mention the Hep C because I have never felt bad or needed any help medically and there was the fact that I knew I would be refused by any insurance company if they were to discover my well kept secret. I have had my own personal health insurance now for about seven months. I went to see a specialist about some possible depression or menopause effects. I was not sure what I was going through and regular doctors are always willing to doll out the meds without really knowing what the problem is. I try to be careful with meds and the impact they can have on the liver. I confided in this psychiatrist that I had Hep C and to please not give me anything that would be hard on my liver.

The insurance company got my records from her and discovered that I had Hep C as well as other personal facts that are extremely damaging. They have asked me to sign forms that give them access to other medical records. If I do not supply the signatures on the forms they have threatened to make me responsible for every medical bill I have acquired since I began seven months ago. I felt exposed and angry that my privacy was now public knowledge and I would probably not be able to get health insurance on my own again. I am thinking of the letter I will write in response but I feel hopeless. I have not been tested in the years that have passed, I only know that I don't feel bad but it won't matter to an insurance company. It will be interesting to see what happens next. I am approaching my 46th birthday and don't know what I will do for health care.

The opinions expressed on this page are solely those of the author and none of the information included is to be misconstrued as medical advise.

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Last Updated March 20, 2012